Payments Education On-Demand

PaymentsFirst Complimentary Members-Only Power Hour Series is available exclusively to you as part of your membership. The Members-Only Webinar series provides members with relevant industry related topics.

AAP credits 1.2

Click Here to Register!

The PaymentsFirst Complimentary Members-Only Power Hour Series is available exclusively to you as part of your membership. The Members-Only Webinar series provides members with relevant industry related topics.

This session will provide an update on the current initiatives within the ACH Rules including:

• DFI to DFI Messaging
• ACH Quality & Risk Management Request for Comment (RFC) topics
• ACH Rules Compliance Audit Proposal

AAP credits 1.2

Members Only 

Click Here to Register!

The PaymentsFirst Complimentary Members-Only Power Hour Series is available exclusively to you as part of your membership. The Members-Only Webinar series provides members with relevant industry related topics.

AAP credits 1.2

Click Here to Register!

PaymentsFirst Lunchtime Webinar Wednesday

PaymentsFirst Lunchtime Webinar Wednesdays are designed to provide a quick 15-minute briefing full of learning tips, points and practices. 

Have you ever wondered why account disclosures are so lengthy? When it comes to regulatory information and account disclosures, it can be tough to keep track of what is mandated by regulation. This session provides a quick briefing on the requirements for account opening disclosures including Regulation E and Regulation CC.

AAP Credits 0.30

Click Here to Register!

During this 3-day series, we will cover Receiving ACH 101, which is designed to provide the groundwork for understanding ACH from the perspective of the Receiving Depository Financial Institution. Origination ACH 101 covers the fundamentals of ACH origination including the requirements for ODFIs, third party processors, OFAC and more. Tech specs will review how ACH files are formatted and what information is included in each file.

AAP Credits for Series: 5.4 | AAP Credits for Individual Session: 1.2

Member Price: $395
Nonmember Price: $790

Click Here to Register!

Series 2

Have you just started ACH origination?  Have you been offering origination but just realized that the "originator training" piece is missing?  In either case, this webinar is for you.  Originator education remains one of the more difficult processes to implement for most institutions.  While it may seen daunting, it is really a simple process to implement and track.  Join us as we help turn your origination team into an educating force for your originators.

AAP Credits: 1.2

Member Price: $140
Non Member Price: $280

Click Here to Register!

Attend this webinar series for an in-depth look at the rules and regulations associated with the ACH network. Attendees can expect a detailed review of Rules and regulations within policies and procedures and the high-risk transactions affected by fraud. The series gives information that goes beyond day to day ACH operations.

AAP Credits for Series: 3.6 | AAP Credits for Individual Session: 1.2

Recordings Only

Member Price: $395
Nonmember Price: $790

Click Here to Register!

A check introductory session that covers the following:

• Types of Checks
• Cashier’s Check and Declaration of Loss
• Overview of Check Products
• Remote Deposit Capture
• Check Conversion
  • Common ACH SEC Codes 

Member Price: $190
Non Member Price: $380

Click Here to Register!

Topics included in this session:

• ANS X9 Standards:
  –X9.100-111
  –X9.100-140
  –X9.100-160 – Parts 1 and 2
  –X9.100.181
  –X9.100-187
  –X9.100-188
  • Technical Report:
  –TR 47 Universal Companion Document (UCD)

Member Price: $190
Non Member Price: $380

Click Here to Register!

This session includes a deeper dive into Regulation CC exploring the warranties and indemnities defined by the regulation. Topics include the following:

• Reg CC Warranties & Indemnities
  • Collection and Return Requirements
  • Paying Bank Responsibility
  • Returning Bank Responsibility
  • Depositary Bank Responsibility
• Reg CC Recent Updates
  • RDC Indemnity
  • ECI Indemnity

A great NCP study resource!

Member Price: $190
Non Member Price: $380

Click Here to Register!

An informative check basics webinar. This session includes the following topics:

• Parts & Parties to the Check
• Rules and Agreements
• Check Collection Process

Member Price: $190
Non Member Price: $380

Click Here to Register!

The Payment Process begins with your customer signing up for service whether it be Remote Deposit Capture or ACH.  Although the first thing on your mind shouldn’t be the risk in payments, it is crucial that your credit underwriters get involved as well as understand your payment’s risk management program.  Join this interactive webinar to discuss how credit underwriting goes from approval into processing.  Understand the resources your team needs to successfully underwrite these customers.

AAP Credits:1.2

Member Price: $140
Non Member Price: $280

Click Here to Register!

Many individuals in the U.S. have EMV chip cards in their wallets, but the lack of understanding of the protection and benefits of the technology has left many consumers feeling an inconvenience when making a point-of-sale transaction.  In addition, merchants don’t necessarily understand how to correctly accept and process an EMV chip transaction or are even how the shift in liability for losses may impact their business.  During this webinar, we will review EMV and how it affects both the consumer and the merchant the US today.

AAP Credits: 1.2

Member Price: $140
Non Member Price: $280

Click Here to Register!

Financial institutions increasingly rely on internetbased products. Cybercriminals use a variety of methods to steal information and deceive users into revealing personal information. When you consider the amount of data that may be available to those parties, you can understand why cybersecurity continues to be a focus of examiners. Join us as we look at the balance of security and convenience for the next generation in payments, and discuss industry best practices to keep your organization safe.

 AAP credits 1.2

Member Price: $150
Non Member Price: $300

Click Here to Register!

INTERCHANGE SERIES (INCLUDES ALL THREE WEBINARS)

This package includes the following three webinars:

Part I. Understanding the Basics of Credit Card Processing- Most merchants have a large misconception of how credit card processing works. During this webinar we will discuss the basics of understanding of merchant processing, who are the key players, and the merchant transaction cycle. Whether a merchant is retail, moto or e-Commerce, differences in risk qualifications during the underwriting process, annual rate increases from the Card Associations, multiple terminal and software choices, often make merchant processing difficult to understand. Part 1 will provide the merchant processing basics for those unfamiliar with the card processing industry. 

Part II. Understanding the Merchant Fees and Charges- Various monthly and annual fees may be charged by merchant account providers.  Understand the different types of interchange rates and understand credit and debit card fees more clearly. 

Part III. How to Read a Merchant Statement/ Cost Analysis- Understanding how to read a credit card processing statement can be difficult with many unexplained acronyms, randomly placed numbers and computations that can be confusing.  We will look at several examples to help understand how to not only read a merchant statement, but we will also take a look at a cost analysis which would help save a potential customer money on their merchant processing. 

AAP Credits: 1.2/ webinar

Member Price: $350
Non Member Price: $790

Click Here to Register!

“Read Twice, Click Once” - Business Email Compromise

The expression “measure twice, cut once” is meant to double check your measurements before cutting the board.  “Read Twice, Click Once” is sound advice when dealing with email communication.  Because email continues to be the primary vehicle for electronic communications, the growing and evolving trend of account takeover and fraud via Business Email Compromise (BEC) is of great concern to consumers, businesses and law enforcement.

Between October 2013 and May 2018, the Internet Crime Complaint Center (IC3) identified over 78,000 incidents with losses totaling over $12.5 Billion dollars.  Business Email Compromise, also know as Email Account Compromise, is a sophisticated attempt to target, not only businesses, but consumers as well.

While commonly used for unauthorized transfers, the scam can also be used to compromise business email account as well as personal information.

This session will highlight:

• Methods used to perpetrate the fraud (not all are via email)
• Controls to help you detect and prevent the attempts
• Tips to educate your staff, businesses and consumers

AAP Credits:1.2

Member Price: $150
Non Member Price: $300

Click Here to Register!

PaymentsFirst Lunchtime Webinar Wednesday

PaymentsFirst Lunchtime Webinar Wednesdays are designed to provide a quick 15-minute briefing full of learning tips, points and practices. 

Although Regulation CC can be tricky, it is important for frontline staff to have a clearing understanding of the regulation. This brief session acts as a fundamental stepping stone for those who are new to banking or a refresher course for a seasoned operations employee. 

AAP Credits 0.30

Click Here to Register!

As the payments ecosystem readies for Visa’s new chargeback rules, the transaction dispute process for credit and debit cards has just become more challenging. Changes in transaction codes are shifting formats, dispute windows for merchants are changing and eCommerce transactions have new rules for issuers.  

Branded debit cards are governed by operating rules of the card brand overlapping with Regulation E provisions (e.g., zero cardholder liability). The relationship between the card-issuing financial institutions and consumer account holders are governed through Regulation E.  Do the rules conflict, or are they complimentary to one another? During this session we will examine the dispute processes from a high level and break down the requirements and discuss the differences.

AAP credits 1.2

Member Price:$150
Non Member Price:$300

Click here to register

September 15th, 2017 marks the arrival of Same Day Debits to the ACH Network. The operational implications to Phase 2 will be significant. Here is an excerpt from the Federal Bank’s FedFlash Bulletin that highlights just a few of the potential concerns raised by the September 15th rollout:

Phase 2 of the NACHA Same Day ACH Rules change to allow debit entries along with the credit entries implemented under Phase 1 becomes effective on September 15, 2017. As with Same Day Automated Clearing House (ACH) credits, each Same Day ACH debit, provided all other requirements are also met, will result in the Same Day ACH Entry Fee of 5.2 cents being charged to the originating depository financial institution (ODFI).

• Are you proactively working to understand the implications of same-day settlement of debits?
• Are you wondering how much of an issue stale-dated entries could be upon Phase 2 implementation?

The impacts from Phase 2 can be significant to you and your customers, especially if you and your staff aren’t educated or prepared well in advance.

Attend this Same Day ACH webinar as we discuss how Same Day Debits will affect your institution and what you should begin to do now to ready your organization for this dramatic change.                                     

AAP Credits 1.2 

Recording Session

Member Price: $140
Non Member Price: $280

Click Here to Purchase!

Managing the charge back life cycle is important to your institutions and customers. According to The 2013 Federal Reserve Payments Study there are approximately 333.6 million credit cards, so chargebacks will likely continue to be a part of your operations workflow. This webinar will provide you with the basic knowledge you need to understand the chargebacks life cycle and the steps you need to take to ensure chargebacks are handled properly and timely.  

AAP credits 1.2

Member Price: $140
Non Member Price: $280

Click Here to Register!

What is the difference between a Third-Party Service Provider and a Third-Party Sender?  How do I know if one of my Originators is a Third-Party Sender?  Does it matter?  The process of determining the difference can be somewhat confusing.  Join us as we help clarify the differences between all these parties.

AAP Credits: 1.2

Member Price: $140
Non Member Price: $280

Click Here to Register!

The 2017 ACH audit year has come to a close. Join the speakers to review the season’s top ACH audit exceptions. We will also explore how to correct these issues and avoid them during 2018.

AAP credits 1.2

Member Price: $150
Non Member Price: $300 

Click Here to Register!

This webinar will provide you an introduction to the world of card payments. We’ll discuss basic concepts, participants, terms and provide an overview of the legal framework. We’ll clarify the distinctions between debit and credit instruments, signature and PIN-based debits, and the various card associations and networks.

AAP Credits: 1.2

Member Price: $140
Non Member Price: $280

Click Here to Purchase!